Individuals involved in private commercial and residential mortgage lending and borrowing, should be watching interest rates very closely, as they are extremely important to the private lending industry for loans on investment properties. According to Mitch Siegler in the article below stated, “Interest rates are one of the most important finance drivers in the economy.” It is well known that interest rates are historically low, but the fact of the matter is that interest rates will once again rise to normal levels. All eyes are on the Federal Reserve to see when this rise in rates will occur, and what the result will be on the economy and private lending sector.

“Tracking the Next Big Move in Interest Rates” was written by Mitch Siegler in February 2015 in the Scotsman Guide. See the link below for the complete article.

We live in a world of continual change, in which we must adapt to our environment and the challenges it presents. 2015 should not be much different, and is likely to be a year of change in the private, hard money lending industry. In the article below, the author predicts 9 ways that the industry will change, which is intended to help borrowers prepare for this coming year. Some of the changes he proposes include: that home prices will continue to rise, foreclosure inventory will decline, closing a mortgage could get easier, and mortgage credit rules will probably not loosen.

“What’s on the Horizon in 2015” was written by Marcus McCue in January 2015 in the Scotsman Guide.

Private money saved the day after the bubble burst in 2008, and in the recession years that followed. After 2008, it became very hard to receive funding from traditional lending institutions. That is where private money lenders stepped in, and helped bridge the gap to help finance loans for borrowers on investment properties. Private hard money lenders hope to establish themselves going forward in the current lending market, not so much worried about a borrower’s credit score, but instead about a great investment opportunity.

“Private Money Saves the Day,” was written by Odell Murry in January 2015 in the Scotsman Guide.